Floods can be as severe as any other natural disaster. They are capable of destroying property, cities, and ending lives. Floods are particularly common in the American Midwest, Northeast, and parts of the South, but they may strike any part of the country that experiences unusually heavy rainfall. Flood assistance comes in many forms. Home and business owners may purchase flood insurance, which will cover damages incurred in the event of a disaster. Most of the time, flood insurance is not included in basic homeowner policies. Since it has to be bought separately, not everyone can afford to buy this type of flood assistance, despite the fact that they may live in a high risk area. Local insurance agencies will be able to discuss affordable options for those in need of this service. State Farm is a well known insurance company that undoubtedly has a local office in your community. They offer flood insurance and assistance for reasonable rates. All home owners should consider buying flood insurance because it might be a life saver some day.