At a time when many people are losing their jobs along with their pensions years before retirement, for many people their only security is finding the best local retirement income funds to offset what they have lost. Most retirees cant live the lifestyle they are used to with just social security. For many, local retirement income funds provide income that continues to grow and help them adjust to retirement. The best way to find the highest rated local retirement income funds is to search online and get advice from investment advisers on various websites. You can refine your search to just the top 20 companies within 30 miles of area and surrounding areas. Sit back at your desk and browse through all of the local retirement income funds websites. Find out what is required to create your own and make sure you can put in low cost payments for the long term payout in the future. Successful local retirement income funds firms will assign you a fund manager or investment adviser to handle your portfolio that will include your social security. They will look at your strengths and weaknesses financially and work to build up your assets to provide income to grow your fund before and after retirement starts. Before you make a decision on any local retirement income funds, check their standing with the Better Business Bureau. As you continue to do research on local retirement income funds, you check to see if they can operate in your state the way other financial services can. Read the company overview and check to see their success rate with other customers.