How do you go about choosing an insurance agent from the many local insurance agents in your area? The process is more than just going through listings found in the yellow pages or among internet listings. There are questions you should ask to make sure you're choosing someone who will work with you and keep your best interests in mind. First of all, use the tried and true method of asking your friends, neighbors and co-workers for referrals. Find out if theyve worked with someone who stands apart from the local insurance agents in your area. In addition, find out if there is someone you should avoid. When talking with local insurance agents, find out if they truly are local. You want to use someone who understands the licensing requirements, insurance laws and coverage in your state. Having moved into an area for the purpose of opening an office doesnt make someone local. Local insurance agents should be accessible. Are they are available during regular business hours? Can you meet with them in the evenings or on weekends? Will they return telephone calls promptly? Can you contact them in case of an emergency? Does the person answering the telephone pass along messages quickly?