Whenever you find yourself facing bankruptcy, you will need to know what local bankruptcy services are available to you. Of course, you will also want to know what these local bankruptcy services are able to offer you. Overall you will find that these local bankruptcy services will offer you the ability to talk to a lawyer, receive some credit counseling and consider your alternatives before you do actually file bankruptcy. Once you decided to use one of the local bankruptcy services in order to go ahead and file bankruptcy, make sure that you employ the services of a qualified lawyer. You will find that these lawyers have an entire team of paralegals and counselors as a part of their local bankruptcy services who are able to file the necessary paperwork for you. This is considered a full-service bankruptcy firm, which is what you will want to use. However, you should know that what you pay for this service cannot be included within your bankruptcy. With the help of local bankruptcy services you will be able to make all of the important decisions in regards to your bankruptcy. For instance, you are going to need to stop foreclosures, learn how to manage your money better and figure out how to reduce your debt as well as repair your credit. These are all things that your local bankruptcy services will be able to help you with. Furthermore, if you own a business that is going to be affected by your filing for bankruptcy, these local bankruptcy services will also be able to help you figure out how to liquidate your assets or restructure your business.